Can I Collect Spousal Benefits And My Own Social Security? - AARP Spousal benefits are based on your mate’s full benefit — the amount they are entitled to receive from Social Security at full retirement age, or FRA (currently between 66 and 67) You can claim them as early as age 62, but like retirement benefits, spousal benefits get bigger if you wait, ranging from 32 5 percent of your spouse’s full benefit amount if you file at the minimum age to 50
Answering the Most Common Questions About Social Security Spousal Benefits With more than 69% of Ohio residents receiving Social Security benefits and nearly 11% of beneficiaries receiving spousal benefits, Social Security is an important piece of the retirement puzzle for many Ohioans Here are some of the most common questions (and answers) about the Social Security spousal benefit
5 Social Security Claiming Options for Married Couples The first spouse would ask Social Security for a voluntary suspension of benefits, allowing them to accrue delayed retirement credits and boost their future payments In the meantime, the other continued to get spousal benefits When each spouse reached 70, they would be able to collect their respective, now-maximized retirement benefits
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